Anastas Dzurovski is Professor of Finance, Economics and Law at State University St.Kliment Ohridski in Bitola North Macedonia . He also holds position at Faculty of Business Economics in Skopje. He Holds PhD in Finance and another PhD in Law. His area of academic interest is in the field of Fintech, Digital finance (accent to use of AI and ML as well as Ethics and Regulation ) etc. He is business owner in two enterprises dealing with financial expertise and valuation since 2015. He is very active in business development sector since 2006 as a financial and business consultant at several projects in Europe funded by American Government , Swiss and German Government. During his assignments he was consultant to more than 1000 small, medium and large enterprises.